By Barnes Wildlife Control, Feb 13 2017 08:12PM
This is purely our opinion based on 5 years of experience dealing with wildlife in customers homes on the matter of contacting homeowners insurance in regards to claiming damage to your home or attic.
Insulation, siding, soffit, and roof damages are common occurrences when a raccoon, bat, or squirrels becomes a tenant in your own home. They can chew and claw through drywall and make a huge mess in your attic by using it as a toilet. Just their presence can introduce parasites and insects to your house and they compress the insulation as they walk across the roof rafters rendering the insulation useless as its lost its thermal barrier properties.
We take care of insurance claims for you once you initiate the claim and we will meet with the adjusters, send them our inspection photos, and be your advocate for better success in getting insurance to pay. Some insurance policies will have vermin clauses and fancy terminology to refuse coverage. We use facts and our knowledge such as covered perils and mammal definitions of raccoons and bats to dispute claim refusals to help aide in the claims success.
Typically damage from squirrels, mice, and other rodents will not be covered, but we do have good success with other animals. You have to decide if the damage repairs are justified and the cost of repairs outweighs the cost of your home owner insurance deductible to make the claim worthwhile. Call Barnes Wildlife Control at 937 340 1867 if you have an animal problem and need help working with your insurance company for animal damage coverage.
We can help you with your insurance claim.